Credit Limit

How much is your credit score?

To have a credit card is good and very useful in times of unexpected needs. Besides, it is not only necessary but it helps ease to cover some bills and urgent commodities. At to this current economic situation we can't avoid to went up to maximum limit. Last year, just overwhelming because we exceeded our spending. We decided to paid it off, the four credit that we used previous years ago. Unforeseen what the next year lie ahead, we are so thankful that on this times of toughness we are proudly say, we did it and we are able to manage paying our credits last year. As for now, we have no worries to pay credits. Oh well, shopping card still there and only one major that we're holding to. I know few people that they are relying and living in credit card and bills piling up to pay. I don't care by the way because it is not my life, i am not living with it. I am just saying, if that would be us, i can't imagine then. It would be really hard especially the economic so down and will give you lots of headache, lol. I am a wise spender. I don't spend if not so needed. It is ok to have a little reward but i see to it i have still left in my wallet. My husband is the only one bringing money in our household, so as a wife i balanced the spending situation. If we have double extra, would be nice and we all deserves pampering to ourselves. So easy to spend, isn't it? But to the ones who works for it is difficult. I guess me and my hubby always in same page so we are just lucky.

Oh well, no matter how much your credit is as long as you are able to pay, why not? Right? No question about it. I am just saying that, in practical way, for this is the year really the nation is facing such hard times, me and my family are able to enjoy our days and weekends without thinking how and where to get money to pay our debts. It was just the right time when we decided to paid off our credit cards. So the only thing we worried about is our monthly bills and my hubby's income is way much enough to make it. Saving few bucks is a genuine move too-save as we can, he he he. Saving for Philippines, ha ha ha ha. Of course, we deserve it, a relaxing vacation.

Way to go for us...kudos..